Worker’s Compensation Q & A
What is workers’ compensation?
Workers’ compensation refers to a legal term which is related to state-mandated insurance programs. These programs are used to provide compensation for employees who have suffered injury or illness during the course of their employment. An employee who sustains a work-related injury, or who develops an illness through their job, is able to receive workers’ compensation benefits regardless of who was at fault. Workers’ compensation also covers hospital and medical expenses that are necessary towards treating your injury and will provide disability payments during the time you cannot work.
Does workers’ compensation cover long-term problems and illnesses?
Workers compensation can be acquired for injuries that are developed over a long period of time. These are usually caused by overuse or misuse, not just accidents. Such injuries can include repetitive stress injuries such as carpal tunnel syndrome or other chronic problems. You may also be eligible for compensation for some illnesses and diseases that are the result of working conditions such as heart conditions, lung disease, and stress-related digestive problems.
Can I be treated by my own doctor?
Each state’s laws regarding worker’s compensation will vary. In some states, you have a right to see your own doctor if you make this request in writing before any injury occurs. Generally, injured workers are referred to a doctor that is recruited and paid for by their employers. Injured workers from the Dallas, Richardson, and Plano areas can visit us for workers comp injuries. His practice, DMC Healthcare, helps injured workers with a variety of techniques including:
- Medication management
- Spinal Decompression
- Chiropractic Adjustments
- Physical Rehabilitation
- A variety of pain relieving techniques
The office accepts Worker’s Comp and Auto injuries for same day appointments.
Are all employees covered by workers’ compensation?
State laws vary, and not all employers are required to have workers’ compensation coverage. An employer’s responsibility to provide coverage for injury or illness will depend on a few factors such as: the number of employees working there; type of business; and type of work the employees are performing. Each state excludes certain types of workers which will also vary from state-to-state but will often include farm workers, domestic employees, and seasonal or casual workers. Though the federal government administers the worker’s compensation program, each state has its own laws regarding workers’ compensation. For the most accurate information, it is best to contact your state’s workers’ compensation office.request an appointment